Engineering and consulting businesses in renewable energy may provide advice, design, modelling, project management, software or technical services. Mercantile arranges professional indemnity and related commercial insurance for Australian renewable energy professionals.

Insurance for renewable energy professionals

We work with consulting engineers, electrical and energy consultants, designers, project managers, technical advisers, asset managers, energy modelling firms and software providers supporting commercial renewable systems.

Professional services to describe clearly

• Electrical, mechanical or structural design and engineering
• Feasibility studies, yield modelling and technical assessments
• Project management, owner’s representation and commissioning oversight
• Energy audits, monitoring, optimisation and performance analysis
• Software, controls and data services for energy systems
• Technical advice to installers, suppliers, asset owners or financiers

Cover options we can discuss

Professional indemnity for covered civil claims alleging negligence in professional services; public and products liability for other third-party exposures; cyber insurance for technology and data risks; and management liability for directors and the business. Property, motor fleet, workers compensation and contract works may also be relevant depending on the firm’s activities.

Professional indemnity is commonly written on a claims-made basis. Retroactive dates, notification requirements, exclusions, limits and defence-cost treatment vary by policy. The correct arrangement depends on the services, revenue, jurisdictions and claims history declared to insurers.

Questions about renewable energy PI

Does PI cover a contractor’s installation work?

Professional indemnity is designed for covered claims arising from professional services, not a substitute for public liability or contract works. The policy wording and the insured’s declared activities determine the response.

Can software and energy monitoring services be included?

Insurers may consider software, monitoring or performance services when fully described. Technology, cyber and product-related exposures should also be discussed.

Can policy limits match client requirements?

We can present requested limits to insurers, but availability, terms and cost depend on underwriting and the risk profile.

Arrange a review

Provide your service descriptions, annual fee income, largest projects, contract values, jurisdictions, subcontracting and claims or circumstances. We can then approach suitable insurers.