Mercantile Insurance Brokers arranges insurance for Australian businesses involved in EV charging infrastructure. We assess the activities, equipment, insurance requirements and claims exposures to approach appropriate insurers.

Who we insure

Public and private EV charging networks, DC fast charging stations, shopping centres, commercial property owners and fleet charging facilities.

Key insurance exposures

Equipment breakdown, accidental damage, fire, vehicle impact, vandalism, third-party injury, loss of revenue following insured damage, software interruption and cyber incidents.

Insurance covers to consider

Property and machinery breakdown, business interruption, public liability, cyber and management liability. Coverage depends on insurer acceptance and policy wording; exclusions, limits, excesses and sublimits apply.

What insurers may ask

• Full description of activities, products and services
• Annual turnover, contractor payments and labour hire
• Equipment values, locations and installation types
• Design, installation, maintenance and testing responsibilities
• Claims history, risk controls and required limits

Frequently asked insurance question

Does public liability cover damage to my charging equipment?

Generally no. Property and machinery breakdown insurance should be separately reviewed.

Request an EV charging insurance review

Tell us about your charging business and current insurance programme. Contact Mercantile Insurance Brokers or call 1300 310 467.

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