Professional indemnity insurance may respond to covered civil claims alleging negligence in the performance of declared professional services. Renewable energy consultants should describe the actual services, disciplines, jurisdictions and project types to insurers.

Professional indemnity for engineering and advisory work

Professional services may include electrical or structural design, energy modelling, technical consulting, feasibility work, project management, commissioning oversight, monitoring, software or performance analysis.

Information insurers commonly consider

• Services performed and proportion of fee income by service
• Qualifications and professional disciplines
• Project values, largest contracts and jurisdictions
• Use of subcontractors or specialist consultants
• Claims, circumstances and current continuity arrangements
• Limits requested by clients or principals

Policy details to compare

Professional indemnity is commonly arranged on a claims-made basis. Retroactive dates, notification terms, territorial and jurisdiction provisions, exclusions, deductibles, limits and defence-cost treatment can differ. The policy wording and schedule should be considered together.

Professional indemnity is distinct from public liability and contract works. A business carrying out physical installation or selling products may need other covers as well.

Questions about renewable energy PI

Can a policy include design, modelling and project management?

Insurers may consider multiple services if they are fully disclosed and accepted. Each policy describes insured professional services in its own way.

Does PI cover a guaranteed energy output?

Performance guarantees and contractual obligations may be excluded or restricted. Do not assume they are covered without specific insurer confirmation in the policy.

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