Mercantile Insurance Brokers arranges insurance for Australian businesses involved in EV charging infrastructure. We assess the activities, equipment, insurance requirements and claims exposures to approach appropriate insurers.

Who we insure

Commercial fleet depots, logistics operators, bus and truck charging facilities and workplaces operating multiple chargers.

Key insurance exposures

High-value electrical infrastructure, power distribution, fire, vehicle impact, downtime, equipment failure and third-party injury.

Insurance covers to consider

Property and machinery breakdown, business interruption, public liability, cyber and motor fleet where applicable. Coverage depends on insurer acceptance and policy wording; exclusions, limits, excesses and sublimits apply.

What insurers may ask

• Full description of activities, products and services
• Annual turnover, contractor payments and labour hire
• Equipment values, locations and installation types
• Design, installation, maintenance and testing responsibilities
• Claims history, risk controls and required limits

Frequently asked insurance question

Can business interruption cover a charging depot outage?

Potentially, following insured damage and subject to the policy trigger, indemnity period, exclusions and sublimits.

Request an EV charging insurance review

Tell us about your charging business and current insurance programme. Contact Mercantile Insurance Brokers or call 1300 310 467.

Explore all EV charging insurance services.