Management liability insurance can combine selected protections for a business and its directors or officers. The sections, insured persons, limits, sublimits, exclusions and claims triggers vary by insurer and policy.

Management liability for renewable energy companies

Importers, installers, manufacturers, consultants and technology firms may face management, employment, statutory and entity liability exposures. The relevant cover depends on the business structure, operations, revenue, workforce and requested protection.

Sections that may be considered

• Directors’ and officers’ liability
• Company reimbursement and entity cover where offered
• Employment practices liability
• Statutory liability, subject to applicable law and policy terms
• Crime or fidelity options where available

What insurers may consider

Underwriting may consider ownership, directors, financial information, employee numbers, locations, regulatory history, claims, proposed acquisitions and prior insurance. Some sections may carry separate limits or sublimits, and certain matters may be uninsurable or excluded.

Management liability is not professional indemnity, public liability or cyber insurance. We can review how these policies sit alongside the broader programme, subject to the available market.

Questions about management liability

Does management liability cover professional advice?

Professional services are generally addressed under professional indemnity, subject to that policy. Management liability is designed for different insured exposures.

Can one policy cover directors and the company?

Some policies offer multiple sections, but each section has separate triggers, insureds and terms. The schedule and wording determine who is covered.

Arrange a review

Provide the business structure, employee numbers, financial information, existing wording, limits and claims details for an insurance review.