Mercantile Insurance Brokers arranges insurance for Australian businesses involved in EV charging infrastructure. We assess the activities, equipment, insurance requirements and claims exposures to approach appropriate insurers.

Who we insure

Commercial EV charging installers, electrical contractors, switchboard upgrade contractors and commissioning specialists.

Key insurance exposures

Installation damage, injury to third parties, defective workmanship, design mistakes, damage to existing property and subcontractor activities.

Insurance covers to consider

Public and products liability, professional indemnity for design and advice, contract works, tools and equipment, motor fleet. Coverage depends on insurer acceptance and policy wording; exclusions, limits, excesses and sublimits apply.

What insurers may ask

• Full description of activities, products and services
• Annual turnover, contractor payments and labour hire
• Equipment values, locations and installation types
• Design, installation, maintenance and testing responsibilities
• Claims history, risk controls and required limits

Frequently asked insurance question

Do EV charger installers need professional indemnity?

It may be relevant where the business provides electrical design, specifications, advice or other professional services. Public liability is not a substitute for PI.

Request an EV charging insurance review

Tell us about your charging business and current insurance programme. Contact Mercantile Insurance Brokers or call 1300 310 467.

Explore all EV charging insurance services.